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Terms of Use

Last updated: May 14, 2026

Agreement to Terms

By accessing and using the quick-harbor website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

Description of Services

quick-harbor provides financial education programs for children and teenagers in London. Our services include group classes, workshops, coaching sessions, and related educational materials.

Enrollment and Payment

Program Enrollment

Enrollment in our programs requires completion of our enrollment form and payment of applicable fees. Program spots are confirmed upon receipt of payment and written confirmation from us.

Pricing and Fees

All prices are listed in British Pounds (£) and include applicable VAT where required. We reserve the right to change pricing with reasonable notice, though price changes will not affect already-confirmed enrollments.

Payment Terms

Payment is due at the time of enrollment unless alternative payment arrangements have been agreed in writing. We accept payment by bank transfer, debit card, and credit card through our secure payment processor.

Refund Policy

  • Full Refund: Available if you cancel more than 14 days before program start date
  • 50% Refund: Available if you cancel 7-14 days before program start date
  • No Refund: Cancellations made less than 7 days before program start or after program begins
  • Exceptions: Refunds may be considered in cases of serious illness or emergency at our discretion

Program Attendance and Participation

Attendance Requirements

Regular attendance is expected for maximum benefit. If a student must miss a session, notify us at least 48 hours in advance when possible. We will provide materials to help catch up on missed content.

Behavior Expectations

All participants are expected to:

  • Treat instructors and fellow students with respect
  • Follow program rules and safety guidelines
  • Actively participate in learning activities
  • Not disrupt the learning environment

Removal from Program

We reserve the right to remove a participant from a program without refund if their behavior is disruptive, unsafe, or violates program policies after appropriate warnings.

Parent/Guardian Responsibilities

Parents and guardians are responsible for:

  • Ensuring timely arrival and pickup of participants
  • Providing accurate contact and medical information
  • Communicating any special needs or concerns
  • Reinforcing learning at home as recommended
  • Promptly paying all fees

Intellectual Property

Our Content

All content on this website and provided in our programs, including text, graphics, logos, images, and educational materials, is the property of quick-harbor and protected by copyright laws.

Limited License

Enrolled students and their families receive a limited, non-transferable license to use program materials for personal educational purposes only. Materials may not be reproduced, distributed, or used commercially without written permission.

Trademarks

quick-harbor and associated logos are trademarks. Unauthorized use is prohibited.

Website Use

Acceptable Use

You agree not to:

  • Use the website for any unlawful purpose
  • Attempt to gain unauthorized access to our systems
  • Transmit viruses or malicious code
  • Interfere with proper functioning of the website
  • Collect or harvest personal information of others
  • Impersonate another person or entity

Account Security

If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

Privacy and Data Protection

Our collection and use of personal information is governed by our Privacy Policy and GDPR Compliance Statement, which are incorporated into these Terms by reference.

Photography and Recording

We may take photographs or videos during programs for promotional and educational purposes. If you do not consent to your child being photographed or recorded, you must notify us in writing before the program begins.

Health and Safety

Medical Information

Parents must disclose any medical conditions, allergies, or special needs that could affect participation. We will maintain confidentiality of medical information.

Emergency Situations

In case of medical emergency, we will attempt to contact parents/guardians and seek appropriate medical attention. Parents authorize us to take necessary emergency action.

Insurance

We maintain appropriate liability insurance. However, parents are responsible for their child's personal accident and health insurance.

Liability and Disclaimers

Educational Purpose

Our programs provide general financial education and do not constitute professional financial advice. We do not recommend specific financial products or investments.

Limitation of Liability

To the fullest extent permitted by law, quick-harbor shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website.

No Guarantees

While we strive for excellence, we do not guarantee specific learning outcomes or that our programs will meet individual expectations.

Program Changes and Cancellations

We reserve the right to:

  • Modify program content, schedules, or instructors as needed
  • Cancel programs due to insufficient enrollment (with full refund)
  • Reschedule sessions due to unforeseen circumstances

We will provide reasonable notice of significant changes and offer alternatives when possible.

Governing Law

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Dispute Resolution

Before initiating legal proceedings, parties agree to attempt to resolve disputes through good-faith negotiation. If negotiation fails, disputes may be resolved through mediation or arbitration.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full effect.

Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated revision date. Continued use of our services after changes constitutes acceptance of the updated Terms.

Entire Agreement

These Terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and quick-harbor regarding use of our services.

Contact Information

For questions about these Terms of Use:

quick-harbor
45 Wellington Street
London WC2E 7BN
United Kingdom
Email: [email protected]

quick-harbor

Building financial confidence in London's young people since 2019.

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